Team Leader, Risk System and Modeling

Job Description

The Bank of Punjab is one of the fastest-growing banks in Pakistan, with a profound existence of over 35 years. It operates through a network of over 900+ real-time online branches and ATMs across the country. The Bank has established a strong foundation while offering premium banking services, focusing on unsurpassed value-added services for its customers through advanced solutions.

In line with the Bank's progression strategy, we invite applications from experienced, dedicated, and performance-driven professionals for the position of Team Leader, Risk System and Modeling in our Enterprise Risk Management Division (Risk Management Group). This position offers an excellent opportunity for the right candidates desirous of building a long-term career in a dynamic organization.

Grade: Band-7 to Band-5

Location: Lahore/Karachi

Job Responsibilities:

• Develop PD / LGD / EAD / CCF models using statistical tools/methodology based on a wide variety of internal and external data sources in line with SBP & IFRS 9 requirements/guidelines.
• Develop credit risk rating models and behavioral scorecards for various business segments/products of the Bank.
• Assist the Head – IRM in re-calibration of PD, LGD, EAD, and macroeconomic regression models.
• Assist in the implementation/development of end-to-end IFRS 9 ECL model engine solutions.
• Validate existing model assumptions and parameters including back-testing/benchmarking and carry out analysis to improve accuracy.
• Responsible for the maintenance and update of Policies and Procedures related to the internal credit risk rating framework and IFRS 9.
• Provide support, supervision, monitoring, and development/extension in the existing implemented Loan Origination System (LOS).

Eligibility Criteria:

Qualification: Minimum Bachelor’s Degree from an HEC recognized University/Foreign University. Preference shall be given to Master Degree holders.

Experience: Minimum 07 to 09 Years of Banking/Non-Banking experience with at least 04 years of relevant experience.

Age: Up to 55 years as of May 26, 2026.

Important Note:

• Only shortlisted candidates shall be called for interviews. No TA/DA will be admissible.
• The Bank of Punjab reserves the right to accept or reject any application(s) without assigning any reason(s).
• The Bank is an equal opportunity employer. Females, minorities, differently-abled persons (DAPs), and transgender individuals are encouraged to apply.
• The position carries market-based competitive remuneration.
• Individuals fulfilling the above-mentioned criteria are encouraged to apply online through BOP career portal bop.rozee.pk Latest by May 26, 2026.