Credit and risk

Job Description

SLGTrax is Pakistan’s leading tech-enabled 4PL platform, specializing in designing intelligent supply chain ecosystems. The company manages the complete flow of goods, data, and capital for its partners, delivering seamless logistics solutions backed by advanced asset tracking and secure technology. SLGTrax is committed to operational excellence, transparency, and efficiency, helping clients transform their supply chains into strategic advantages. The work environment promotes innovation, accountability, and data-driven decision-making.

The Credit and Risk position at SLGTrax is a full-time, on-site role based in Islamabad. The successful candidate will be responsible for assessing and monitoring customer creditworthiness, setting and reviewing credit limits, and analyzing financial data to identify and mitigate credit risks. Daily tasks include evaluating customer accounts, tracking payment behavior, preparing risk and credit reports, and recommending actions to minimize exposure while supporting business growth. This role requires close collaboration with finance, sales, and operations teams to ensure credit policies align with commercial goals and that credit-related issues are addressed promptly and professionally. Maintaining accurate documentation, adhering to internal controls, and contributing to continuous improvements in risk management processes are also key aspects of the role.

Key Responsibilities

- Assess and monitor customer creditworthiness by analyzing financial statements and credit profiles.
- Set, review, and adjust credit limits in line with company policies and risk appetite.
- Track payment behavior and identify potential credit risks through data analysis.
- Prepare detailed risk and credit reports to inform management decisions.
- Collaborate with finance, sales, and operations teams to resolve credit-related issues efficiently.
- Maintain accurate records and documentation to ensure compliance with internal controls.
- Support ongoing improvements in credit risk management processes and policies.
- Communicate professionally with internal and external stakeholders regarding credit inquiries and risk mitigation.

Required Qualifications

- Strong skills in Credit Management and Finance, including experience evaluating credit profiles and interpreting financial statements.
- Robust analytical abilities to interpret data, identify trends, and make evidence-based risk decisions.
- Effective customer service skills focused on maintaining professional relationships and handling credit inquiries constructively.
- Clear and professional communication skills, both written and verbal, for collaboration across teams and with external partners.
- Relevant experience in credit analysis, risk management, or related finance roles, preferably within logistics, supply chain, or B2B environments.
- Bachelor’s degree in Finance, Accounting, Business, Economics, or a related field.
- Proficiency with spreadsheets and financial analysis tools; familiarity with ERP or finance systems is advantageous.
- Strong attention to detail, integrity in handling sensitive financial information, and ability to thrive in a fast-paced, data-driven environment.

Preferred Qualifications and Benefits

- Professional certifications in credit or risk management are considered an advantage.
- Opportunity to work in a technology-driven, innovative company focused on transforming supply chain operations.
- Collaborative work culture that values accountability and continuous improvement.

This role offers a unique chance to contribute to Pakistan’s first tech-enabled 4PL platform and play a vital part in managing credit risk within a dynamic and growing organization.