Manager Credit Initiation

Job Description
Responsibilties:

Conduct thorough reviews of agri finance cases to ensure completeness and compliance for approval.
Ensure seamless, error-free processing while adhering to internal policies, regulatory frameworks, and prudential regulations.
Engage field teams to enhance documentation quality, procedural compliance, and risk mitigation.
Review and verify customer credentials, including VERISYS, eCIB reports, income calculations, collateral valuation, and eligibility criteria.
Oversee daily MIS circulation for login, approval, and rejection statuses.
Issue key documents, including Facility Offer Letters, TFS for EWRF customers, and security release memos post-settlement.
Coordinate with CAD, Risk, and Shariah teams to expedite case processing.
Ensure strict compliance with SBP regulations, audit requirements, and internal process improvements.
Continuously update knowledge of policies, suggest procedural enhancements, and develop training modules for credit analysis and risk management.
Implement quality assurance measures, conduct quarterly reviews, and integrate digitization strategies for process optimization.
Technical Skills

Strong knowledge of product policies and regulatory framework / Prudential regulation
Strong analytical, Problem solving and communication skills.
Fully conversant with changing market dynamics
Proficient in financial modeling, Credit analysis software and Microsoft office.
Time Management skills
Job Skills
Credit AnalysisCommunication SkillsTime Management 
Job Details
Industry:
Banking/Financial Services
Functional Area:
Accounts, Finance & Financial Services
Total Positions:
1 Post
Job Shift:
First Shift (Day)
Job Type:
Full Time/Permanent
Department:
Corporate Banking
Job Location:
Karachi, Pakistan
Gender
No Preference
Minimum Education
Bachelor
Career Level
Experienced Professional
Minimum Experience
5 Years
Apply Before:
Mar 18, 2025
Posting Date:
Mar 06, 2025