Relationship Manager

Job Purpose:

To build and manage relationships with individual and corporate clients, focusing on deposit mobilization, portfolio growth, and ensuring compliance with regulatory standards. The role requires a proactive approach to business development, risk management, and data-driven decision-making through effective reporting and presentation.

Key Responsibilities:

• Relationship Management: Develop and maintain strong, long-term relationships with individual and corporate clients to enhance customer loyalty and satisfaction.
• Deposit Mobilization: Strategically attract and retain deposits by offering tailored solutions that meet client needs and align with the bank’s objectives.
• Portfolio Management: Manage a diverse portfolio of clients, ensuring profitability, growth, and alignment with business targets.
• Business Development: Identify new business opportunities, cross-sell banking products, and expand the client base through market intelligence and networking.
• Compliance: Ensure adherence to all applicable laws, regulations, and internal policies, maintaining high standards of operational integrity.
• Risk Management: Evaluate and manage credit and operational risks associated with client relationships, ensuring sound decision-making and risk mitigation.
• Reporting & Presentation: Utilize Microsoft Excel for preparing client reports, tracking deposit performance, and presenting data insights to management. Proficiency in creating dashboards, pivot tables, charts, and professional presentations is essential.

Qualification & Experience:

• Bachelor’s degree in Business, Finance, or a related field (Master’s preferred)
• Proven 3-5 years of experience in relationship management and deposit mobilization

Skills:

• Excellent communication, negotiation, and interpersonal skills
• Knowledge of regulatory and compliance frameworks
• Analytical mindset with attention to detail
• Ability to work independently and collaboratively within a team